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It has been 14 years, since the United Kingdom had abolished the unfairThe abolishment of RULE 78.
The Rule of 78 is a method used by some lenders to calculate interest charges on a loan. The Rule of 78 requires the borrower to pay a greater portion of interest in the earlier part of a loan cycle, which decreases the potential savings for the borrower in paying off their loan.
So why is after many moons of broken promises,the Finance Minister did not even lift a finger during Budget 2022 to stop RULE 78 from rulling the roost?